FREQUENTLY ASKED QUESTIONS Don't see your question below? Contact Us. HEALTH: Does the employer have to pay part of the premium or can it be voluntary? What is necessary to quote a group? How long does it take to receive an insurance quote back? When my group decides to move carriers, should I cancel my current coverage? Can a group move carriers at any time? Will different brokers get different rates? Is group coverage guaranteed? Do you give alternatives to the standard insurance quotes? What is an HRA? What is an HSA? How long can my dependent stay on my plan? How long do I have to add my new baby? How do I know what my benefits cover? What is COBRA? What is HIPAA? I received a bill from my doctor/hospital. Should I pay it immediately? Is every employee that works for the company eligible for insurance coverage? When may I enroll a dependent? 401k: What size company can have a 401(k)? How much does a 401(k) cost? Who will enroll my employees? What are the benefits to having a 401(k)? What is needed to get a 401(k) proposal? How long does a 401(k) take to implement? How often will we need to have enrollments & review meetings? Will I be able to move the 401(k) plan? When can money be withdrawn from a participants account? Will employees be able to access their accounts? LIFE: How do I know if I need life insurance? Are life insurance applications guaranteed to be issued (accepted)? How much/ long should I insure for? What carriers do you quote? Will I receive better premium rates from another company, such as the large term insurance websites? What if I need help at a later date or need to file a claim? What determines the premium amount? How can life insurance help with my retirement? What happens after the term period ends on my life insurance?

HOME | HIPAA | PRIVACY & DISCLOSURE STATEMENT

SITE DESIGNED AND MAINTAINED BY INTERNET CHICAGO © 2004.